When you are ready to begin the process of either being pre-qualified or being fully approved for a mortgage loan, please give us a call and we will get started right away!
Applying for a Mortgage Loan
When you decide you are ready to either be pre-qualified or are ready to apply for a mortgage loan, there are a few items we will need to begin the process.
- Completed Uniform Residential Loan Application also known as a 1003 Application.
- Income documentation such as W2's, check-stubs showing YTD gross income, and/or other forms of income - covering the last 2 years. Self employed, commissioned, and 1099'd employees may have to provide 1040's and/or 1120's as well.
- Most recent 2 month's consecutive bank statements for any accounts that hold your down payment funds, unless gift funds are being used.
- Consent for us to run and review your credit report.
These are the basic items that will get us started and let you know how much of a loan you will qualify for. Once the loan process is underway, depending on the circumstances, the lender may require more information.
When you are ready to begin the process of either begin pre-qualified or being fully approved for a mortgage loan, please give us a call and we will get started right away!